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Here's a summary of your account and any active loans.

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⚡ Quick Actions

My Loans

Full history of all your loan applications and active loans.

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Updates about your applications, payments and account.

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Keep your details up to date — they're pre-filled into every loan application.

👤 Personal Information

Full Name *

SA ID Number *

Phone Number *

Email Address

Date of Birth

Gender

🏠 Address

Street Address

City / Town

Province

Postal Code

💼 Employment & Income

Employment Status

Employer / Business

Gross Monthly Income (R)

Net Monthly Income (R)

🏦 Banking Details

Bank Name

Account Number

Account Type

Branch Code

Upload your verification documents — required by FICA and the NCA.

📎 You can also email documents to admin@sphathisfs.co.za or send via WhatsApp.

Document upload functionality available — coming soon. Contact us via WhatsApp to submit documents.

Under POPIA, you have the right to access, correct, and delete your personal information.

📥 Download My Data

Download a complete copy of all the personal information we hold about you.

✏️ Request Correction

Notice incorrect data? Submit a correction request — we'll respond within 30 days.

🗑 Request Deletion

Important: By law (NCR), we must retain loan records for 7 years after closure. Active loans cannot be deleted. We'll delete what we legally can.